Payhip takes 5% of every sale on its free plan and 2% on its $29 plan. You only reach 0% at $99 a month. Chargedeck is 0% of sales on every plan, starting at $9.99 a month.
Free for 7 days. No card. Prices on this page are in US dollars.
Payhip's free plan is a fair deal while you are small: no monthly fee and 5% per sale. Above roughly $200 a month in sales, Chargedeck's flat $9.99 costs less than Payhip's 5%.
Choose Chargedeck once you are selling steadily, or if you sell through Discord and a link in bio. Choose Payhip if you are just starting out, or you need courses, memberships, coupons or EU and UK VAT handled for you.
| Your monthly sales | Chargedeck Starter | Payhip Free (5%) | Payhip Plus ($29 + 2%) | Payhip Pro |
|---|---|---|---|---|
| $100 | $9.99 | $5 | $31 | $99 |
| $500 | $9.99 | $25 | $39 | $99 |
| $2,000 | $9.99 | $100 | $69 | $99 |
| $5,000 | $9.99 | $250 | $129 | $99 |
| $20,000 | $9.99 | $1,000 | $429 | $99 |
Payhip figures are from payhip.com/pricing, read on 6 November 2026. Payhip's published plans are Free Forever ($0 plus 5% transaction fee), Plus ($29 a month plus 2%) and Pro ($99 a month, no transaction fee). The table applies those rates to each sales figure. Card fees from your processor apply on both.
Including the rows where Payhip is ahead.
| Chargedeck | Payhip | |
|---|---|---|
| Payment processors | Your own Stripe, PayPal or Square, plus pay by bank | Stripe, PayPal, Square and others |
| Where the money goes | Straight to your own processor account | Through the gateway you connect |
| Order bumps | Every plan | Upsells and cross-sells |
| Link-in-bio storefront | Free forever, with swipe, grid and list views | Not listed |
| Discord roles on purchase | Built in | Not listed |
| Rewards points across stores | Yes | Not listed |
| Free plan | 7-day trial, free link-in-bio page | Free Forever, 5% per sale |
| Courses and memberships | No | Yes |
| Coupon codes | Not yet | Yes |
| EU and UK VAT on digital products | Not handled | Payhip acts as reseller |
Payhip details are from its own public pages on 6 November 2026 and may have changed. "Not listed" means we did not find it on those pages. Chargedeck details describe the product as it works today.
Neither tool is right for everyone.
The price does not move when your sales do. Pick by how many brands you run, not by how much you earn.
Everything you need to sell, on one brand.
For sellers running more than one brand.
Every brand and storefront, one login.
Free for 7 days with everything unlocked, no card needed. After that, selling needs a plan; your link-in-bio page stays free. Prices in USD, billed monthly, cancel anytime. No plan has a sales cap.
Payhip's published plans are Free Forever with a 5% transaction fee, Plus at $29 a month with a 2% fee, and Pro at $99 a month with no transaction fee. Processor fees are extra.
Against Payhip's free plan, Chargedeck's flat $9.99 is cheaper once you sell more than about $200 a month, because 5% of $200 is $10. Against Payhip Plus and Pro, Chargedeck Starter is cheaper at every sales level.
No. Chargedeck charges a flat monthly fee from $9.99 and 0% of your sales. Your own processor charges its normal card fee, which Chargedeck does not mark up.
Your processor does. Payments go straight from the buyer into your own Stripe, PayPal or Square account and Chargedeck never holds a balance for you.
Yes. Every new account gets 7 days with everything unlocked, and you do not enter a card to start. After the trial, selling needs a plan from $9.99 a month. Your link-in-bio page stays free forever.
No. Chargedeck is an independent product from ChargeDeck Ltd. Payhip is named here only to compare the two.
Payhip is a trademark of its owner and is named here for comparison only. Chargedeck is not affiliated with or endorsed by Payhip. Competitor pricing and features were read from payhip.com/pricing on 6 November 2026 and may have changed. If something here is out of date, tell us and we will correct it.
Build your first checkout in a couple of minutes. Free for 7 days, no card, 0% of your sales.